Cocktail attire, on the other hand, is a slightly less formal and more modern style of dressing. For men, this might mean a dark suit and tie, while for women, a knee-length dress or dressy separates are appropriate. Cocktail attire is often worn to events like cocktail parties, holiday parties, and evening receptions.
In general, formal attire is more elaborate and sophisticated, while cocktail attire is more relaxed and stylish. It's important to consider the dress code of the event you're attending to ensure you're dressed appropriately.
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Source:https://www.quora.com/Can-you-explain-the-difference-of-formal-and-semi-formal-wear
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Source:https://www.greenvelope.com/blog/common-uncommon-wedding-dress-codes-explained
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Source:https://askthegentleman.com/cocktail-attire-for-men/